Christian life insurance: What bible suggest about life insurance

Spread the love

Should a Christian take a life insurance quote? What does the bible suggest about life insurance?

Many of us have had the need to contract the services of an insurer at some point in our lives. To drive a car, some countries require the contracting of accident insurance. Large companies also take out insurance that covers the risks their operations and businesses pose.

But what about the Christian and life insurance? This topic lends itself to analyzing various aspects of the Christian life, stay with us as we see some biblical principles about Christian life insurance.

What Does the Bible Say About Insurance?

I remember a story a man shared with me years ago about what he called God’s “answered prayer”. While he was away, this man’s car had been badly damaged in an airport parking lot. Unfortunately, the driver who did the damage did not leave a note, and the man whose car was struck did not have collision insurance. So he drove the damaged car for several weeks.

Then one day, while stopped at a red light, he was rear-ended in a multi-car collision. His car suffered minimal damage from this collision, but he decided it would be wise not to mention the airport incident to the insurance companies. His car was fixed by the insurance company of the motorist who rear-ended him. “What an answer from the Lord!” he exclaimed.

Here’s the problem. This “response” from God is contrary to what his word really says. “ The Lord hates those whose hearts are wicked, but he delights in those whose ways are faultless ” (Proverbs 11:20).

christian life insurance


This man’s “miracle” story is not unusual: many people view these incidents as some kind of provision, and often feel justified in their misguided thinking because “those insurance companies are just firing people anyway.”. For them, the company is just a company: impersonal and rich. They don’t think about the people within that company so they don’t feel like one person is cheating on another.

ALSO READ  7 Reasons God is Greater than the highs and lows of Life

what the bible says

But as Christians, we know that we must live and act differently than the rest of the world. We believe that all our resources belong to God, not to us. Therefore, the resources that are under the control of an insurance company are still God’s. This means we are responsible for how they are spent on us just as much as if the funds came from our own savings account.

“ The justice of the upright delivers them, but the unbelievers are bound by evil desires ” (Proverbs 11: 6).


The Bible never says, “You’ll never have to face difficult and unfair circumstances, and even if you do, he promised to make sure you don’t have to pay for it.” NO! He says: “ I have told you these things, so that in me you may have peace. In this world you will have problems . But cheer up! I have overcome the world ” (John 16:33)

It also says: ” The prudent see danger and take refuge, but the simple continue and pay the penalty ” (Proverbs 27:12).

The Bible teaches provision, not protection.

God wants us to be responsible, but too often we use insurance to turn our responsibilities over to someone else.

This also means that we often turn our trust away from God and toward an insurance company.

Reasons to be Insured

Insurance can be used to provide excessive potential loss. It can help a family when a major illness or disability occurs. It can provide income for the loss of a spouse, pay medical bills, and help repair a damaged home.

ALSO READ  What are the different types of offerings?

When the loss of another person must be considered, such as with car liability coverage, insurance is vital. As Solomon said: ” The prudent man sees evil and hides, the naive proceed and pay the penalty ” (Proverbs 22:3).

A trusted, independent insurance agent can help you make the right decision. Remember that the Bible tells us to seek wise counsel, so look for an agent who has his interests at heart, not his own. Get referrals from people you know well, then make sure the agent fully outlines the insurance plan. Compare prices and remember… ” in a multitude of advisers wisdom is found ” (Proverbs 24:6)

Insurance is a way to provide responsibility for the people you love. Plan well so you can live simply and give generously.


Bible Verses about Life Insurance

if you Want to further know what the Bible says about Life Insurance?  below here are 8 Bible verses about Life Insurance from the Old and New Testaments of the Holy Bible, sorted from the most relevant to the least relevant.

Proverbs 13:22 NIV
A good person leaves an inheritance for their children’s children,
    but a sinner’s wealth is stored up for the righteous.
1 Timothy 5:8 NIV
Anyone who does not provide for their relatives, and especially for their own household, has denied the faith and is worse than an unbeliever.
Hebrews 13:5-6 NIV
Keep your lives free from the love of money and be content with what you have because God has said,
“Never will I leave you;
    never will I forsake you.”
So we say with confidence,
“The Lord is my helper; I will not be afraid.
    What can mere mortals do to me?”
1 Timothy 5:16 NIV
If any woman who is a believer has widows in her care, she should continue to help them and not let the church be burdened with them, so that the church can help those widows who are really in need.
Isaiah 43:2 NIV
When you pass through the waters,
    I will be with you;
and when you pass through the rivers,
    they will not sweep over you.
When you walk through the fire,
    you will not be burned;
    the flames will not set you ablaze.
Romans 8:28 NIV
And we know that in all things God works for the good of those who love him, who have been called according to his purpose.
Exodus 12:13 NIV
The blood will be a sign for you on the houses where you are, and when I see the blood, I will pass over you. No destructive plague will touch you when I strike Egypt.
Romans 13:8-10 NIV
Let no debt remain outstanding, except the continuing debt to love one another, for whoever loves others has fulfilled the law. The commandments, “You shall not commit adultery,” “You shall not murder,” “You shall not steal,” “You shall not covet,” and whatever other command there may be, are summed up in this one command: “Love your neighbor as yourself.” 10 Love does no harm to a neighbor. Therefore love is the fulfillment of the law.